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My Promise to Save

Get your child in the habit of saving! Children 17 and under can open a My Promise to Save account to encourage good saving habits.  And, your child could earn up to $100 in bonus cash* after 12 months of making the selected minimum monthly deposit. Bonus Pay is earned on deposits left in account for 12 months.

Children 17 and under can open a My Promise to Save account to start saving and earn bonus cash.

It’s easy as 1, 2, 3

  •  1. Select a Bonus Pay Amount you will promise to deposit every month
    Amounts can range from $5 to $100 and must be in $5 increments. For example, you can deposit $20 or $25, you cannot deposit $27 or $29
  •  2. Deposit the Bonus Pay Amount each month into your My Promise to Save Account.
    Deposits can be made:  in branch, in online banking or app via quick transfer or you can set up a scheduled, automatic transfers. Click here for quick transfer instructions! Click here for scheduled transfer instructions.
  • 3.  After 12 months of making the minimum monthly Bonus Pay Amount deposits and leaving the funds in the account, FCU will make a bonus payment up to $100*.

For example:
If you agree to a Bonus Pay Amount of $30 each month for 12 months in a row AND leave all the funds in the account, within 30 days of the account anniversary date FCU will make a bonus deposit of $30 into your account*. Or make $100 deposits every month for 12 months and we will make a bonus deposit of $100 into your account.*

Set Goals

Select a Bonus Pay Amount you will promise to deposit every month

Deposit $

Deposit the Bonus Pay Amount each month into your My Promise to Save Account

Get Bonus $

Make minimum monthly deposits for 12 months and get a Bonus Payment*!

Teen checking

Our Teen Checking and Spending Account is free and flexible with digital tools to teach smart money habits! And, parents can set up timed payments for chores with the Quick Transfer command inside OLB and App.

Mobile Wallet

Access Google Pay, Samsung Pay or Apple Pay on your smartphone. Load your FCU Debit and Credit Cards to your smartphone’s mobile wallet. Use your mobile wallet to pay in-store, in-app and online. And, get instant alerts when your card is used.

P2P App

Pay anyone, anytime, anywhere with the new Frankenmuth CU Peer-to-Peer (P2P) app. Forget the hassle of carrying cash. Use the FCU P2P app to easily and securely transfer money from your account to any friend’s account.

DescriptionAPY*Div. Rate
Promise to Save .02%.02%
Matching CASH BONUS after 12 months of saving!**
*APY=Annual Percentage Yield. **Members can choose to deposit extra funds at any time. In order to qualify for the Bonus Payment, the balance remaining on deposit must not drop below the Bonus Payment Amount times the number of months the account has been opened, rounded to the next highest whole number (the “Minimum Secured Balance”). If the conditions are met FCU will pay the account owner a one-time Bonus Payment in the amount selected by the owner within 30 days of the first anniversary date of account-opening. Only one My Promise to Save account my be opened in any 12-month period and only one account per main owners’ social security number.
This is a variable rate and the dividend rate and Annual Percentage Yield may change every quarter. Speak with an FCU Rep for full disclosure information.



Effective Date: August 7, 2022

*Members can choose to deposit extra funds at any time. In order to qualify for the Bonus Payment, the balance remaining on deposit must not drop below the Bonus Payment Amount times the number of months the account has been opened, rounded to the next highest whole number (the “Minimum Secured Balance”). If the conditions are met, FCU will pay the account owner a one-time Bonus Payment in the amount selected by the owner within 30 days of the first anniversary date of account-opening.
Only one My Promise to Save account may be opened in any 12-month period and only one account per main owners’ social security number.
This is a variable rate and the dividend rate and Annual Percentage Yield may change every quarter.
Speak with an FCU Rep for full disclosure information.

Stop by a Frankenmuth Credit Union Branch today to open your NEW! My Promise to Save Account. Use the button below to schedule a branch visit.

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