We are growing trusted relationships by providing personalized financial solutions for our members and financial services that empower our communities. Our promise to you:
  • I will treat you as an honored guest
  • I will make it easy to do business with me
  • I will identify your financial needs
  • I will offer a solution that will improve your financial life
  • I will provide you with ‘extra mile’ service
  • I will strive to deliver 100% accuracy
  • I will treat you with the highest standards of professionalism
  • I will address you by name and thank you for your business
  • I will treat you as an honored guest
  • I will make it easy to do business with me
  • I will identify your financial needs
  • I will offer a solution that will improve your financial life
  • I will provide you with ‘extra mile’ service
  • I will strive to deliver 100% accuracy
  • I will treat you with the highest standards of professionalism
  • I will address you by name and thank you for your business
70,000
Members
20
Communities
25
Branches

WHO CAN JOIN

Anyone that lives, works, worships or was educated in the state of Michigan or if you are a relative of a present FCU member, you can be a member of Frankenmuth Credit Union.
OWNERSHIP

FCU is a member-owned, not-for-profit cooperative. So FCU members are FCU owners.

FCU ATMS

Members have access to 19 Michigan-located, FCU owned ATMs. Find them here.

ATM Search

Members have access to over 35K surcharge-free ATMs nationwide. Start Search.

Access

Members have access to over 1,000 shared branching locations. Start Search.

Open Your Eyes to a Credit Union
  • Use 1700 FEE-FREE ATMS
  • Find Credit Card Rates Lower than Banks
  • Visit 1000+ Shared Branches
Open Your Eyes to a Credit Union
  • Auto Rates Worth Looking At
  • Mortgage Savings You Need To See
  • See Better Rates On Everything
$
1,318,602,050 Assets
$
1,032,456,928 LOANS
$
1,181,426,769 SHARES

OUR History

In 1964 Frankenmuth Credit Union was organized by the employees of Carling Brewery of Frankenmuth. They were looking for an alternative option for their financial needs. In the beginning only the employees of Carling Brewery, Zeilinger Beverage, Geyer’s Brewery and Star of the West Milling could join the credit union – the brewers and millers. It wasn’t uncommon in those early days when someone wanted a loan, if the credit union didn’t have enough in savings, for staff from the credit union to walk around

the brewery asking for additional deposits. People helping people! In 1969 Frankenmuth Credit Union had the forethought to apply, and was granted, to have its charter changed to a community charter. This meant that people living or working in a geographical area could now join the credit union, not just the employees of certain businesses. Over the years our charter has grown from townships, to counties and today anyone that lives, works, worships or was educated in the state of Michigan can join Frankenmuth Credit Union. Even though we have grown we are still only interested in one thing – people helping people. We provide good, old-fashioned, hometown service coupled with sound financial advice specific for each of our members situations. We are rooted in the communities we serve and make an impact through our staff volunteer hours on community projects and our foundation.

2023 Report

Better Together…Frankenmuth Credit Union and you! 2024 Annual Report with income and expense statement report of financial condition; staff years of service; Foundation donations and introduction from Vickie Schmitzer, CEO Frankenmuth CU.

Our Success

Frankenmuth Credit Union is a member-owned, not-for-profit cooperative. When you open an account at Frankenmuth Credit Union you are an owner of Frankenmuth Credit Union. This is why credit unions call the people that use their financial services members instead of customers. Unlike other financial providers, who have stockholders demanding profits. Frankenmuth Credit Union’s key to success is we provide our members with the most secure, fairly priced and convenient services.

Frankenmuth Credit Union knows that if it weren’t for the member/owners we would not be here; and we are committed to keeping our cooperative financially strong, which is better for all of our members. Frankenmuth Credit Union is run by a volunteer group of its members, who have been elected by their fellow members, as the Board of Directors.

Board of Directors