Insure your most valuable asset, your home and your possessions, with affordable wall-to-wall coverage. Get a quote.


Get hundreds of dollars in savings and rewards from national-brand retailers and local services you use every day. Start Here!


Let FCU finance your new home. Use our online application, available 24 hours a day-7 days a week. Get a Mortgage Today.

New listing coming soon!

For Sale


NOTE: Rates are subject to change at any time.

as low as
5 Yr. Balloon5.000%
10 Yr. Balloon5.100%
30 Year Fixed3.250%
20 Year Fixed2.875%
15 Year Fixed2.500%
10 Year Fixed2.250%
Rural Development3.750%
5 Year Balloon Construction LoanContact Us
30 Year Construction Loan3.500%
20 Year Construction Loan3.125%
15 Year Construction Loan2.875%
10 Year Construction Loan2.500%
*APR=Annual Percentage Rate. Contact us for more information. A loan application fee applies and is included in the APR calculation. FCU Mortgage rates are subject to change at anytime. To get a specific rate, for your individual situation, please contact our Mortgage Department at 989.497.1600.
Effective Date: October 25, 2021

Our 5 and 10 year balloon mortgages can allow you to amortize your payments up to 30 years.

as low as
Closed End Home Equity5.500%Max Term 15 yrs or 30 yr amortization with 15 year balloon
Prime MasterCard Gold Home Equity4.00%equal to or less than 80%LTV, Prime 3.25% floor of 4.00%
Prime Plus MasterCard Gold Home Equity4.00% (Prime + .75%)greater than 80% LTV, floor of 4.00%
MasterCard Gold Home Equity7.900%equal to or less than 80% LTV
MasterCard Gold Home Equity8.900%greater than 80% LTV
*APR=Annual Percentage Rate. Rates may change at any time. Must meet FCU's normal underwriting qualifications to be approve. Contact FCU for more information. Loan rates and approval subject to credit score and analysis. A loan application fee applies and is included in the APR calculation for closed-end home equity loans. Equal opportunity lender. For HELOC no fees charged up front and fees are disclosed at time of application. As part of the closing procedures Frankenmuth Credit Union will acquire a security interest in the property. Draws are allowed for 20 years or as long as the account remains open and member is in good standing. Payment in calculated on 1% of the balance or $25, whichever is greater. HELOC rates are variable and based on the current index margin; rate floor is 4.00%APR and will not exceed 25%APR.

Effective Date: October 25, 2021

Neighborhood Mortgage Solutions is a mortgage Credit Union Service Organization (CUSO) that is partially owned by Frankenmuth Credit Union.

Information and interactive calculators are available to you only as self-help tools for your personal use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from a Frankenmuth Credit Union professional regarding all personal finance issues. Call 989-497-1600 or find a branch near you.

FCU Members Save on Their Insurance.

My Member Insurance Agency (MMIA), an affiliate of Frankenmuth Credit Union, is committed to providing competitive insurance products and exceptional customer service to FCU members. MMIA is excited to help members protect what matters most with affordable insurance solutions for your Auto, Home, Business, Farm, Life and Health.

Kasasa Cash Checking
Earn our highest rate - 3.00% APY*
Travel into adventure -90 Days no Pay