Driving Sense

Looking for a new set of wheels but would like the lower monthly payment a lease can give you? Look toward Driving Sense – Frankenmuth Credit Union’s lease look-a-like program. With rates as low as 2.88% APR!* Driving Sense rates are the same as our other auto loan rates.

 

*APR=Annual Percentage Rate. APR based on sample loan amount of $20,000, payable over the term listed above. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. Rates differ for members less than 90 days. Must meet FCU’s normal underwriting qualifications for approval. Rates may change at any time. Rate is the annual rate of interest applied to the outstanding loan balance.

Looking for a new set of wheels but wish you could have a lower monthly payment? Driving Sense can help. Driving Sense is similar to a lease in that your payment is typically much lower, plus you have the option to turn the vehicle in at the end of your lease. But unlike a lease, you own the vehicle and a Driving Sense loan can also be done on used vehicles. So, you could say you are getting the best of both worlds. Check into Driving Sense today! 51 days no pay. Click here for payment calculator.

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DEALERSHIP FINANCING

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Frankenmuth Credit Union has a special financing agreement with many of our local dealerships. Because of this, you can get our GREAT Frankenmuth Credit Union financing right at the dealership. Below are some of our rates and a list of approved dealerships. Frankenmuth Credit Union participates in convenient indirect financing with the neighborhood dealerships you know and trust. See list below.

Driving SenseAPR*Rate**Term
as low asas low as
Model 5 Years Old & Newer Qualify2.881%2.50%up to 63 months
*APR=Annual Percentage Rate. APR based on sample loan amount of $10,000, payable in the number of months shown above. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. Rates differ for members less than 90 days. Must meet FCU's normal underwriting qualifications for approval. Rates may change at any time. **Rate is the annual rate of interest applied to the outstanding loan balance. Contact us for more details.


Effective Date: June 20, 2021

APR=Annual Percentage Rate. Rates may change at any time. Must meet FCU’s normal underwriting qualifications to be approve. Contact FCU for more information. Driving Sense financing option only available on current model year to a max of five model years old.

  • Bay Cycle – Bay City
  • Bell Wasik- Caro
  • Burt Watson -Freeland
  • Burt Watson -Reese
  • Benten Baker- Midland
  • Cook- Vassar
  • Curtis Garber Chevrolet- Caro
  • Serra Chevrolet -Saginaw
  • Feeny Chrysler-Midland
  • Flannery Auto Mall- Bad Axe
  • Garber Bay Road- Saginaw
  • Garber Buick- Saginaw
  • Garber Chevrolet- Linwood
  • Graber Chevrolet Midland- Midland
  • Garber Chevrolet Saginaw- Saginaw
  • Garber Nissan-Hyundai- Saginaw
  • Graff -Bay City
  • Hagen Ford -Bay City
  • Hank Graff-Davison
  • Hamilton RV -Saginaw
  • International RV World-Bay City
  • Labadie GMC- Bay City
  • Labadie Toyota -Bay City
  • Lafontaine -Birch Run
  • Linwood Beach Marina and Campground
  • Marlette Chrysler -Marlette
  • McDonald Chevrolet -Millington
  • McDonald Ford -Freeland
  • McDonald GMC -Saginaw
  • McDonald Kia-Saginaw
  • McDowell RV-North Branch
  • Midland Ford-Midland
  • Mike Young -Frankenmuth
  • Moore Motors -Caro
  • Moore Shoreline -Sebawaing
  • Richard Chevrolet -Standish
  • Richardson Ford -Standish
  • Schaefer & Bierlein -Frankenmuth
  • Shafer Chevrolet- Pinconning
  • Suski-Birch Run
  • Thelen Chrysler, Dodge, Jeep -Bay City
  • Thelen Kia-Bay City
  • Thelen Honda-Bay City
  • Thompson Chevrolet -Ubly
  • TradeWinds RV -Clio
  • Tri City RV -Bay City
  • Tubbs Brothers -Sandusky
  • Wilson Ford -Saginaw

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  • Login to Online Banking
  • Choose New Accounts
  • Choose Apply for a Loan Online
  • Click More Loan Info
  • Select Loan Type