5.50%
10%
7.99%
9.75%
Mastercard cardholders get preferred access to an array of valuable offers, upgrades and experiences. To learn about the benefits available, use the button below or call 1-800-Mastercard (1-800-627-8372).
Mobile Wallet
Load your Mastercard into your mobile wallet for contactless checkout. Use it at stadiums, restaurants, gas stations, grocery stores and more.
Tap-To-Pay
Place tap card card within a few inches of a contactless-enabled payment terminal to pay. Tap cards are available for Mastercard debit and credit cards.
CARD CONTROL
Get instant notifications when transactions occur, turn cards on and off and report lost or stolen cards. Inside the FCU App > Manage My Cards.
Introducing EMV® Technology: The New Standard in Card Security
- EMV transactions provide another layer of fraud protection, on top of all the security measures already in force.
- Frankenmuth Credit Union cards include both the EMV chip and the conventional magnetic stripe, enabling your cards to work at all merchants that accept cards.
- It’s as easy as 1, 2, 3 to use your card at an EMV-equipped merchant, simply:
- Insert the chip end of your card in the EMV terminal
- Keep the card in the terminal, follow the prompts and enter your PIN or select CREDIT
Report Blocked or Fraud with a Frankenmuth Credit Union Debit or Credit Card
Call 1.888.241.2440 (inside U.S.) or 1.909.941.1034 (outside U.S.)
Lost or Stolen Frankenmuth Credit Union Debit or Credit Card?
Call 1.888.241.2510 (inside U.S.) or 1.909.941.1398 (outside U.S.)
Frankenmuth Credit Union offers Visa pre-paid debit cards available in our branches. Protect yourself when you shop on-line by registering your FCU Visa card at Verified by Visa.
APR: Annual Percentage Rate
*APR = Annual Percentage Rate. Offer may end at any time and must meet FCU normal underwriting guidelines to qualify. Those with a credit score of 550 or higher with accounts in good standing at FCU may qualify for the 4.9% APR offer for the life of the balance transfer amount. Those with a credit score of 549 or less may qualify for a rate of 10.9% APR for the life of the balance transfer amount. Brand new Simply Platinum or Diamond Mastercard Credit Card will receive the promotion rate of 4.9% APR for credit scores 550 or higher or 10.9% APR for credit scores 549 or lower on brand-new purchases for 12 months. **This offer is for current Frankenmuth Credit Union members only and FCU members new to an FCU Credit Card. Offer excludes Home Equity Lines of Credit/Credit Cards. ***This offer does not require a payment for the first 90 days. Interest will accrue. Must be a member in good standing and have not caused Frankenmuth Credit Union a loss. Subject to approval. To Apply: choose Credit Card in pull-down. 4.9% APR is for balance transfer. New purchases may be as low as 10.0% APR* Subject to Credit Evaluation. This offer is available for a limited time and may expire at any time and without notice.
| MasterCard | APR* | Benefits |
|---|---|---|
| as low as | ||
| Diamond CashBack | 10%** | Earn 2% cash back on all purchases |
| Simply Platinum | 7.99% | Earn points towards rewards. |
| Gold Home Equity | 7.90% | Less than 80% Loan to Value |
| Gold Home Equity | 8.90% | Greater than 80% Loan to Value |
| Prime Gold Home Equity | 7.75%, Rate tied to Prime*** | Less than 80% Loan to Value |
| Prime Plus Gold Home Equity | 8.50%, Rate tied to Prime + .75%*** | Greater than 80% Loan to Value |
Brand new Simply Platinum or Diamond Mastercard Credit Card will receive the promotion rate of 4.9%APR for credit scores 550 or higher or 10.9%APR for credit scores 549 or lower on brand-new purchases for 12 months.
**Diamond Mastercard earns 2.0% cash back on all purchases and 550 or higher credit score to qualify for 10%APR. 549 or lower credit score to qualify for 17%APR. No annual fee.
***Loan rates and approval subject to credit score and analysis. Equal opportunity lender. For HELOC no fees charged up front and fees are disclosed at time of application. As part of the closing procedures Frankenmuth Credit Union will acquire a security interest in the property. Draws are allowed for 20 years or as long as the account remains open and member is in good standing. Payment in calculated on 1% of the balance or $25, whichever is greater. HELOC rates are variable and based on the current index margin; rate floor is 4.00%APR and will not exceed 25%APR.
| MasterCard | APR* | Benefits |
|---|---|---|
| as low as | ||
| Business Platinum | 12.75%, Rate tied to Prime + 5.00% | Earn points on each purchase for travel, merchandise or cash |
| Balance Transfer Promo | 10.75%, Rate tied to Prime + 3.00% | Special Rate for debt transferred from accounts outside FCU |
Introducing EMV® Technology: The New Standard in Card Security
- EMV transactions provide another layer of fraud protection, on top of all the security measures already in force.
- Frankenmuth Credit Union cards include both the EMV chip and the conventional magnetic stripe, enabling your cards to work at all merchants that accept cards.
- It’s as easy as 1, 2, 3 to use your card at an EMV-equipped merchant, simply:
- Insert the chip end of your card in the EMV terminal
- Keep the card in the terminal, follow the prompts and enter your PIN or select CREDIT
Lost or Stolen Frankenmuth Credit Union Debit or Credit Card? Call 1.888.241.2510 (inside U.S.) or 1.909.941.1398 (outside U.S.)
Report Blocked or Fraud with a Frankenmuth Credit Union Debit or Credit Card
Call 1.888.241.2440 (inside U.S.) or 1.909.941.1034 (outside U.S.)
Frankenmuth Credit Union offers Visa pre-paid debit cards available in our branches. Protect yourself when you shop on-line by registering your FCU Visa card at Verified by Visa.
APR: Annual Percentage Rate
4.9% APR Mastercard Diamond Offer: *Those with a credit score of 550 or higher with accounts in good standing at FCU may qualify for the 4.9%APR offer for the life of the balance transfer amount. For those with a credit score of 549 or less may qualify for a rate of 10.9%APR for the life of the balance transfer amount. Offer may end at any time and must meet FCU normal underwriting guidelines to qualify.
Loan rates and approval subject to credit score and analysis. See credit union for details. Loan rates subject to change without notice. Equal opportunity lender. No fees charged up front and fees are disclosed at time of application. As part of the closing procedures Frankenmuth Credit Union will acquire a security interest in the property. Draws are allowed for 20 years or as long as the account remains open and member is in good standing. Payment in calculated on 1% of the balance or $25, whichever is greater. HELOC rates are variable and based on the current index margin; rate floor is 4.00%APR and will not exceed 25%APR.
| MasterCard | APR* | Benefits |
|---|---|---|
| as low as | ||
| Diamond CashBack | 10%** | Earn 2% cash back on all purchases |
| Simply Platinum | 7.99% | Earn points towards rewards. |
| Gold Home Equity | 7.90% | Less than 80% Loan to Value |
| Gold Home Equity | 8.90% | Greater than 80% Loan to Value |
| Prime Gold Home Equity | 7.75%, Rate tied to Prime*** | Less than 80% Loan to Value |
| Prime Plus Gold Home Equity | 8.50%, Rate tied to Prime + .75%*** | Greater than 80% Loan to Value |
Brand new Simply Platinum or Diamond Mastercard Credit Card will receive the promotion rate of 4.9%APR for credit scores 550 or higher or 10.9%APR for credit scores 549 or lower on brand-new purchases for 12 months.
**Diamond Mastercard earns 2.0% cash back on all purchases and 550 or higher credit score to qualify for 10%APR. 549 or lower credit score to qualify for 17%APR. No annual fee.
***Loan rates and approval subject to credit score and analysis. Equal opportunity lender. For HELOC no fees charged up front and fees are disclosed at time of application. As part of the closing procedures Frankenmuth Credit Union will acquire a security interest in the property. Draws are allowed for 20 years or as long as the account remains open and member is in good standing. Payment in calculated on 1% of the balance or $25, whichever is greater. HELOC rates are variable and based on the current index margin; rate floor is 4.00%APR and will not exceed 25%APR.
| MasterCard | APR* | Benefits |
|---|---|---|
| as low as | ||
| Business Platinum | 12.75%, Rate tied to Prime + 5.00% | Earn points on each purchase for travel, merchandise or cash |
| Balance Transfer Promo | 10.75%, Rate tied to Prime + 3.00% | Special Rate for debt transferred from accounts outside FCU |
Credit Card Rate, Fee and Other Cost Information
Schumar Box-Rates
With every purchase you can earn points towards cash, travel or merchandise.Aug. 1-Oct. 31
Redeem ScoreCard Reward points for travel or merchandise.
To redeem points for cash, please Contact Us at 989-497-1600. See below for examples of how our cash redemption works.
- 5,000 points $25
- 10,000 points $75
- 15,000 points $125
- 20,000 points $175
- 25,000 points $235
*Contact Frankenmuth Credit Union. Restrictions apply, contact us for more information.
Redeem ScoreCard Reward points for travel or merchandise.
To redeem points for cash, please Contact Us at 989-497-1600. See below for examples of how our cash redemption works.
- 15,000 points $150
- 20,000 points $200
- 25,000 points $250
*Contact Frankenmuth Credit Union. Restrictions apply, contact us for more information.
