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IRA Accounts

Don’t wait until it’s too late to save for retirement. An IRA is a great way to start saving for your future. Plus, IRA money can also take advantage of our great CD rates too.

Frankenmuth Credit Union offers many different options for those members who are planning for their retirement. We offer the Traditional, Roth and Coverdell IRAs in both a savings account option or in any one of our high rate Certificate of Deposits products.

For even more investment options...... we have the benefit of having our Member Investment Services representatives on staff. On top of FCU's IRA products, they are also able to offer much more.

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InvestmentAPY**Div Rate*
$0 - $9,9990.10%0.10%
$10,000 - $24,9990.20%0.20%
$25,000 - $99,9990.20%0.20%
$100,000 & Up0.20%0.20%
**APY=Annual Percentage Yield. Rates may change at any time. Members will forfeit dividends if accounts closed before accrued dividends are posted. Contact us for more information. Fees may reduce earnings on these accounts. If you are looking for more IRA investment options, check out our Certificates of Deposit rates. IRAs can take advantage of these great rates also.


Effective Date: June 20, 2021

*Require $500 minimum investment for a Certificate of Deposit under $100,000. Rates subject to change. Investment fully insured under the NCUA guidelines. Penalty for early withdrawal or closing. **APY = Annual Percentage Yield. Members will forfeit dividends if accounts closed before accrued dividends are posted. Contact us for more information.

On Computer, Phone, App:

  • Login to Online Banking
  • Choose New Accounts
  • Choose Savings
  • Click More Info
  • Select IRA Type