All-In High Yield Savings

Looking to make a splash with your money? Dive in to Frankenmuth Credit Union’s All-In savings account! All-In allows you to grow your savings at 1% APY while also maintaining access to your funds at any time. Great rate, still liquid, just right for you.

 More Savings

APY* $250K Min.

5.00%

APY* $100K-$249K

4.70%

APY* up to $50K

3.00%

APY* Min. $25

2.55%

Min.APY**Div Rate*
$1001.00%0.99%

**APY=Annual Percentage Yield. Rates may change at any time. Must maintain a minimum daily balance of $100 to obtain the disclosed APY. Members will forfeit dividends if accounts closed before accrued dividends are posted. Account approval, qualifications, limits and other requirements may apply. Federally insured by NCUA. Contact us for information about fees and terms that may apply.
Effective Date: July 20, 2024

CD TypeAPY**Div Rate*Min.Details
Minimum InvestmentDescription
$500 - $99,999
8 Months4.25%4.17%$500Good for funds already at FCU and new funds.
19 Month Bump***4.45%4.36%$500Good for funds new to FCU only.
21 Months3.95%3.88%$500Good for funds already at FCU and new funds.
$100,000 - $149,000
8 Months4.50%4.41%$100,000Good for funds already at FCU and new funds.
19 Month Bump***4.70%4.60%$100,000Good for funds new to FCU only
21 Months4.20%4.12%$100,000Good for funds already at FCU and new funds.
$150,000 - $249,999
8 Months4.75%4.65%$150,000Good for funds already at FCU and new funds.
19 Month Bump***4.70%4.60%$150,000Good for funds new to FCU only
21 Months4.45%4.36%$150,000Good for funds already at FCU and new funds.
$250,000 - and up
8 Months5.00%4.89%$250,000Good for funds already at FCU and new funds.
19 Month Bump***5.00%4.89%$250,000Good for funds new to FCU only
21 Months5.00%4.89%$250,000Good for funds already at FCU and new funds.
Livestock Fair CD
7 Months5.25%5.13%$500****Only for youth who sold livestock during county fairs. See disclosure for details.
**APY = Annual Percentage Yield. Contact us for more information. Requires $500 minimum investment for a Certificate of Deposit. Rates may differ depending on the amount investing. Members will forfeit dividends if accounts closed before accrued dividends are posted. Substantial penalty for early withdrawals. Rates subject to change. Investment fully insured under the NCUA guidelines. Penalty for early withdrawal. VIP=Value In Participation: VIP Gold or Platinum members get 1/4% monthly interest bonus on CD's & certain loans that have taken out since Sept. 2003. Birthday cards do not qualify to take advantage of CD specials, which include odd termed CD offers under the CD SPECIALS title. ***19 Month Bump CD Rate can be changed once any time during the term of the CD to FCU’s current rate. Will auto renew as a non-bump cd. 19 Month Bump CD for new to FCU money only. ****Only for youth who sold livestock during county fairs in 2024. Must be new to FCU money with check coming from: Saginaw County Fair, Treasurer of Genesee County Fair, Marlette Livestock, Tuscola Small Livestock, United Producers, Huron Fair Board, Bay County Fair & Youth Expo, MSU, or Ogemaw County Fair. If livestock check is not $500 or more, personal funds may be added to bring the CD amount to $500, as long as the entire livestock check is used.

Effective Date: July 20, 2024

*APY=Annual Percentage Yield. Rate effective as of 9/1/2022. Rates may change at any time. Must maintain a minimum daily balance of $100 to obtain the disclosed APY. Members will forfeit dividends if accounts closed before accrued dividends are posted. Account approval, qualifications, limits and other requirements may apply.  Federally insured by NCUA. Contact us for information about fees and terms that may apply.

On Computer, Phone, App:

On Computer, Phone, App:

  • Login to Online Banking
  • Choose: New Accounts (Choose More on APP)
  • Choose: Open New Savings
  • Select: Savings Type
How to weather an economic storm.
Are you concerned with the future and how your finances and retirement will hold up in uncertain times?
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