|as low as|
|Diamond CashBack||10%**||Earn 2% cash back on all purchases|
|Simply Platinum||8.99%||Earn points towards rewards.|
|Gold Home Equity||7.90%||Less than 80% Loan to Value|
|Gold Home Equity||8.90%||Greater than 80% Loan to Value|
|Prime Gold Home Equity||8.50%, Rate tied to Prime***||Less than 80% Loan to Value|
|Prime Plus Gold Home Equity||9.25%, Rate tied to Prime + .75%***||Greater than 80% Loan to Value|
**Diamond Mastercard earns 2.0% cash back on all purchases and 550 or higher credit score to qualify for 10%APR. 549 or lower credit score to qualify for 17%APR. No annual fee.
***Loan rates and approval subject to credit score and analysis. Equal opportunity lender. For HELOC no fees charged up front and fees are disclosed at time of application. As part of the closing procedures Frankenmuth Credit Union will acquire a security interest in the property. Draws are allowed for 20 years or as long as the account remains open and member is in good standing. Payment in calculated on 1% of the balance or $25, whichever is greater. HELOC rates are variable and based on the current index margin; rate floor is 4.00%APR and will not exceed 25%APR.
- Extended warranty
- Price protection
- MasterCard ID Theft Protection with Assisted Restoration
The learn about the benefits available with your credit or debit MasterCard, call 1.800.MasterCard (1.800.627.8372) or call/text FCU support center at 989.497.1600 or click here.
On Computer, Phone, App:
On Computer, Phone, App:
- Login to Online Banking
- Choose New Accounts
- Choose Apply for Loan
- Click More Loan Info
- Select Loan Type
*Offer may end at any time and must meet FCU normal underwriting guidelines to qualify. Those with a credit score of 636 or higher with accounts in good standing at FCU may qualify. *APR = Annual Percentage Rate
Every time you use your Simply Platinum you will earn points for travel, cash or merchandise. Plus much more!
APR: Annual Percentage Rate
6.9% APR Mastercard Platinum Offer: *Those with a credit score of 636 or higher with accounts in good standing at FCU may qualify for the 6.9%APR for the life of the balance transfer amount. For those with a credit score of 635 or less may qualify for a rate of 12.9%APR for the life of the balance transfer amount. Offer may end at any time and must meet FCU normal underwriting guidelines to qualify.
**This offer is for current Frankenmuth Credit Union Members only and FCU members new to an FCU Credit Card. Offer excludes Home Equity Lines of Credit/Credit Cards. This offer does not require a payment for the first 90 days. Interest will accrue. Must be a member in good standing and have not caused Frankenmuth Credit Union a loss. Subject to approval. To Apply: choose Credit Card in pull-down. 6.9% APR is for balance transfer. New purchases may be as low as 8.99% APR* with Platinum Mastercard offer. This offer is available for a limited time and my expire at any time and without notice.
Click here for Credit Card Disclosures.