Early Payday

ACH on Demand

Need to get paid a day before payday? Our new Early Payday may be able to help with direct (or ACH) deposits.

Need an electronic deposit earlier then when it normally hits your account? Contact us at 989.497.1600 or ask the next time you come through the drive thru. With our new Early Payday, we may be able to get you your funds earlier for only a nominal $20 fee. It is all dependent on the sending organization, but in some cases, we may be able to even get you an electronic deposit up to 3 days ahead of when it normally would reach your account.

Not all electronic (aka ACH) payments qualify for Early Payday. The ability to take advantage of the program and the number of days the funds are available  ahead of the normal posting date all depends on the company that is sending the deposit. This cannot be set up to happen on a recurring basis, but needs to be requested each time you would like to take advantage of it.

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An ACH is a deposit that is sent electronically in to someone’s account. Sometimes it is called a Direct Deposit or an electronic payment. It can be your paycheck from your employer, an investment payment, government payments like tax refunds, or other forms of payment. ACH stands for Automated Clearing House.

If and when FCU is able to post funds before they are normally scheduled to arrive in a members account, is all dependent on the sending company. It costs only $20 each time a member wants to take advantage of this program. This program can not be set up to happen automatically, each time an electronic deposit comes in.

Contact us:

  • Call or text 989.497.1600 -OR-
  • Ask an FCU representative the next time you stop by a branch

Information and interactive calculators are available to you only as self-help tools for your personal use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from a Frankenmuth Credit Union professional regarding all personal finance issues. Call 989-497-1600 or find a branch near you.