| Min. | APY** | Div Rate* |
|---|---|---|
| $100 | 1.00% | 0.99% |
**APY=Annual Percentage Yield. Rates may change at any time. Must maintain a minimum daily balance of $100 to obtain the disclosed APY. Members will forfeit dividends if accounts closed before accrued dividends are posted. Account approval, qualifications, limits and other requirements may apply. Federally insured by NCUA. Contact us for information about fees and terms that may apply.
Effective Date: March 29, 2026
| CD Type | APY** | Div Rate* | Min. | Details |
|---|---|---|---|---|
| Minimum Investment | Description | |||
| $500 - $99,999 | ||||
| 11 Months | 3.15% | 3.10% | $500 | Good for funds already at FCU and new funds. |
| 21 Months | 3.25% | 3.20% | $500 | Good for funds already at FCU and new funds. |
| $100,000 - $149,000 | ||||
| 11 Months | 3.25% | 3.20% | $100,000 | Good for funds already at FCU and new funds. |
| 21 Months | 3.35% | 3.30% | $100,000 | Good for funds already at FCU and new funds. |
| $150,000 - $249,999 | ||||
| 11 Months | 3.45% | 3.40% | $150,000 | Good for funds already at FCU and new funds. |
| 21 Months | 3.55% | 3.49% | $150,000 | Good for funds already at FCU and new funds. |
| $250,000 - and up | ||||
| 11 Months | 3.65% | 3.59% | $250,000 | Good for funds already at FCU and new funds. |
| 21 Months | 3.75% | 3.69% | $250,000 | Good for funds already at FCU and new funds. |
| Chesaning Branch CD Special | ||||
| 13 Months | ***4.10% | 4.02% | For funds new to FCU only. Must open CD at FCU Chesaning Branch |
**APY = Annual Percentage Yield. Contact us for more information. Requires $500 minimum investment for a Certificate of Deposit. Rates may differ depending on the amount investing. Members will forfeit dividends if accounts closed before accrued dividends are posted. Substantial penalty for early withdrawals. Rates subject to change. Investment fully insured under the NCUA guidelines. Penalty for early withdrawal. VIP=Value In Participation: VIP Gold or Platinum members get 1/4% monthly interest bonus on CD's & certain loans that have taken out since Sept. 2003. Birthday cards do not qualify to take advantage of CD specials, which include odd termed CD offers under the CD SPECIALS title. ***13 Month Chesaning Branch CD Special: CD must be opened at the FCU Chesaning Branch location to receive special rate. Must be funds new to FCU.
Effective Date: March 29, 2026
*APY=Annual Percentage Yield. Rate effective as of 9/1/2022. Rates may change at any time. Must maintain a minimum daily balance of $100 to obtain the disclosed APY. Members will forfeit dividends if accounts closed before accrued dividends are posted. Account approval, qualifications, limits and other requirements may apply. Federally insured by NCUA. Contact us for information about fees and terms that may apply.
On Computer, Phone, App:
On Computer, Phone, App:
- Login to Online Banking
- Choose: New Accounts (Choose More on APP)
- Choose: Open New Savings
- Select: Savings Type
How to weather an economic storm.
Are you concerned with the future and how your finances and retirement will hold up in uncertain times?
