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Save to Win

Don’t gamble away your hard earned money, Save To Win!. All the cash you deposit into Save To Win earns interest and chances to win cash prizes up to $5,000.

With Save To Win, all of the money you deposit is still yours. And, you can earn a great rate of 1.55% APY* and win up to $5,000. Contact FCU to open a Save to Win today!

Save To Win is like playing the lotto, only better.  Here's how it works:
  1. When you are member of Frankenmuth Credit Union you can open a Save To Win account with only $25. A Save To Win account is similar to a 12 month certificate of deposit (CD), in that you can not withdraw the funds until 12 months have passed from the date of opening. But unlike a CD, you can deposit at any time to Save To Win in any dollar amount AND you can win cash prizes!
  2. The more deposits you make to your Save To Win, the more opportunities you have to win cash. For every $25 deposit you earn an entry into the drawings, up to 10 prize entries per month.
  3. Prizes range from $15 to $5,000 and will be awarded monthly and quarterly. For a complete list of prizes and rules, click here.
  4. Save To Win at Frankenmuth Credit Union also earns a great rate.

See how it works!

APY**Div Rate*Min.Term
Minimum Dollar Amount
1.55%1.54%$25 to openSee Below
Can deposit at any time. Cannot withdraw till 12 months after date of opening.

Don't gamble away your hard earned money, do Save To Win. All the cash you deposit into Save To Win earns interest and chances to win cash prizes up to $5,000. Withdrawal Charges: effective January 1, 2021: For Save to Win CDs opened after January 1, 2021, and if the CD balance is (1) under $25,000, the fee for one-time withdrawal is $50. and/or if the balance is (2) $25,000 or higher, the fee is $100. Withdrawal fees are unvarying for CD's that renew in 2021. If it was opened in 2020, a $25 fee applies for one-time withdrawal. **APY=Annual Percentage Yield. Rates may change at any time. Penalty for early withdrawals or closings. Members will forfeit dividends if accounts closed before accrued dividends are posted. Contact us for more information.

Effective Date: March 24, 2023

*APY=Annual Percentage Yield. Rates may change at any time. Penalty for early withdrawals or closings. Members will forfeit dividends if accounts closed before accrued dividends are posted. Withdrawal Charges: if the CD balance is (1) under $25,000, the fee for one-time withdrawal is $50. and/or if the balance is (2) $25,000 or higher, the fee is $100. Rates may change at any time. Penalty for early withdrawals or closings. Members will forfeit dividends if accounts closed before accrued dividends are posted. Contact us for more information.
Contact us for more information.

For official rules click here.

Stop by a Frankenmuth Credit Union Branch or call/text us at 989-497-1600. We’ll help you set up your new account. We look forward to hearing from you!

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