Be Happy Loan

The Be Happy loan can be used for any reason you can think of! Take a vacation, plan your wedding or buy a new TV! With rates as low as 5.85%APR* and rates based on the length of the loan and not credit score, everyone can get an amazing rate! Plus, make no payment for 90 days!** Whatever your reason is, Frankenmuth Credit Union is here to help.

12, 24 or 36 Month Term Available
New To FCU Money Only
1/2% Lower Rate If Loan Is Fully Secured With Collateral
No Added Terms Available
90 Days No Pay**

 

*APR=Annual Percentage Rate. APR based on sample loan amount of $10,000, payable over the term listed above. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. Rates differ for members less than 90 days. Must meet FCU's normal underwriting qualifications for approval. Rates may change at any time. Rate is the annual rate of interest applied to the outstanding loan balance.
**90 day offer is only good on new money financed with FCU, does not apply for refinances already with FCU. Interest will continue to accrue if no payment is made. Contact us for more details.

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DescriptionAPR*Rate**Term
as low asas low asMonth Repayment Option
Be Happy Loan5.85%3.99%12 month
Be Happy Loan5.965% 4.99% 24 months
Be Happy Loan6.166% 5.50%36 month
Be Happy Loan7.01%6.50%48 months
Be Happy Loan7.16%6.75%60 months
*APR=Annual Percentage Rate.
**APR=Annual Percentage Rate. APR based on sample loan amount of $10,000, payable over the term listed above. Must meet FCU's normal underwriting qualifications for approval. Rates may change at any time. Contact us for more details. 1/2% lower if fully secured. First payment can be made up to 90 days out. Any Reason Loan applies to new loan money only.
Effective Date: May 9, 2021

*APR=Annual Percentage Rate. Must meet FCU’s normal underwriting qualifications for approval. Rates may change at any time. Contact us for more details. 1/2% lower if fully secured. 8.77%APR rate is for a 12 month term, $10,000 loan finance. **First payment can be made up to 90 days out. Interest will continue to accrue. The Any Reason Loan applies to new to FCU loan money only.

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  • Choose New Accounts
  • Choose Apply for Loan
  • Click More Loan Info
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