| Description | APR* | Rate** | Term |
|---|---|---|---|
| as low as | as low as | Repayment Option | |
| Be Happy Christmas Loan | 10.70% | 7.99% | 12 month |
| Be Happy Christmas Loan | 10.42% | 8.99% | 24 months |
| Be Happy Christmas Loan | 10.98% | 9.99% | 36 months |
*APR=Annual Percentage Rate. APR based on sample loan amount of $10,000, payable over the term listed above. Must meet FCU's normal underwriting qualifications for approval. A loan application fee applies and is included in the APR calculation. Rates may change at any time. Contact us for more details. 1/4% lower if fully secured. **First payment can be made up to 90 days out-interest will accrue. Be Happy Loan applies to new loan money only.
To estimate your minimum payment, use our Payoff Calculator. Click Here.
To estimate your minimum payment, use our Payoff Calculator. Click Here.
Effective Date: July 18, 2025
*APR=Annual Percentage Rate. APR based on sample loan amount of $10,000, payable over the term listed above. Must meet FCU’s normal underwriting qualifications for approval. A loan application fee applies and is included in the APR calculation. Rates may change at any time. Contact us for more details. 1/4% lower if fully secured. **First payment can be made up to 90 days out-interest will accrue. Any Reason Loan applies to new loan money only.
On Computer, Phone, App:
- Login to Online Banking
- Choose New Accounts
- Choose Apply for Loan
- Click More Loan Info
- Select Be Happy Loan
