| Description | APR* | Rate** | Term |
|---|---|---|---|
| as low as | as low as | Month Repayment Option | |
| Be Happy Loan | 5.85% | 3.99% | 12 month |
| Be Happy Loan | 5.965% | 4.99% | 24 months |
| Be Happy Loan | 6.166% | 5.50% | 36 month |
| Be Happy Loan | 7.01% | 6.50% | 48 months |
| Be Happy Loan | 7.16% | 6.75% | 60 months |
*APR=Annual Percentage Rate.
**APR=Annual Percentage Rate. APR based on sample loan amount of $10,000, payable over the term listed above. Must meet FCU's normal underwriting qualifications for approval. Rates may change at any time. Contact us for more details. 1/2% lower if fully secured. First payment can be made up to 90 days out. Any Reason Loan applies to new loan money only.
**APR=Annual Percentage Rate. APR based on sample loan amount of $10,000, payable over the term listed above. Must meet FCU's normal underwriting qualifications for approval. Rates may change at any time. Contact us for more details. 1/2% lower if fully secured. First payment can be made up to 90 days out. Any Reason Loan applies to new loan money only.
Effective Date: July 28, 2021
*APR=Annual Percentage Rate. Must meet FCU’s normal underwriting qualifications for approval. Rates may change at any time. Contact us for more details. 1/2% lower if fully secured. 8.77%APR rate is for a 12 month term, $10,000 loan finance. **First payment can be made up to 90 days out. Interest will continue to accrue. The Any Reason Loan applies to new to FCU loan money only.
On Computer, Phone, App:
- Login to Online Banking
- Choose New Accounts
- Choose Apply for Loan
- Click More Loan Info
- Select Covid-19 Loan Type
