Auto Loan Special

Frankenmuth Credit Union is now offering an AMAZING auto loan special for our members. Frankenmuth Credit Union members can get rates as low as 4.38% APR*! Now is a great time to refinance your auto loan at another financial institution or buy something new! And defer your first payment for 90 days!** Apply today!

Must be member of Frankenmuth Credit Union for 90 days to take advantage of this special. Vehicle must be 2015 or newer. Max term 24 months. Must be new to FCU money. Special may end at any time.

*APR=Annual Percentage Rate. APR based on sample loan amount of $25,000, payable over the term listed above. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. Rates differ for members less than 90 days. Must meet FCU's normal underwriting qualifications for approval. Rates for members residing outside of the state of Michigan will have 1% added to the advertised rate for collateralized loans. Rates may change at any time. Rate is the annual rate of interest applied to the outstanding loan balance. **90 day offer is only good on new money financed with FCU, does not apply for refinances already with FCU. Interest will continue to accrue if no payment is made. Contact us for more details.

TypeAPR* Rate**Term
as low asas low asmonths
2019 or newer5.12%4.99%75
2018-20165.14%4.99%63
2015-20135.18%4.99%51
2012 and older5.23%4.99%39
Antique Auto7.15%6.99%63
Driving Sense-Lease Look Alike5.14%4.99%63
Auto Loan Special***4.38%3.99%24
*APR=Annual Percentage Rate. APR based on sample loan amount of $25,000, payable over the term listed above. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. Rates differ for members less than 90 days. A loan application fee applies and is included in the APR calculation with the exception of the 24 Month Auto Loan Special. Must meet FCU's normal underwriting qualifications for approval. Rates for members residing outside of the state of Michigan will have 1% added to the advertised rate for collateralized loans. Rates may change at any time. ***24 Month AUTO LOAN SPECIAL applies to 2015 or newer, $100 loan app fee, new to FCU money only. **Rate is the annual rate of interest applied to the outstanding loan balance. 90 day offer is only good on new money financed with FCU, does not apply for refinances already with FCU. Contact us for more details. Interest will continue to accrue if no payment is made. Extended repayment options may be available, please contact FCU for more information.

Effective Date: December 9, 2022
  • Bay Cycle – Bay City
  • Bell Wasik- Caro
  • Burt Watson -Freeland
  • Burt Watson -Reese
  • Benten Baker- Midland
  • Cook- Vassar
  • Curtis Garber Chevrolet- Caro
  • Serra Chevrolet -Saginaw
  • Feeny Chrysler-Midland
  • Flannery Auto Mall- Bad Axe
  • Garber Bay Road- Saginaw
  • Garber Buick- Saginaw
  • Garber Chevrolet- Linwood
  • Graber Chevrolet Midland- Midland
  • Garber Chevrolet Saginaw- Saginaw
  • Garber Nissan-Hyundai- Saginaw
  • Graff -Bay City
  • Hagen Ford -Bay City
  • Hank Graff-Davison
  • Hamilton RV -Saginaw
  • International RV World-Bay City
  • Labadie GMC- Bay City
  • Labadie Toyota -Bay City
  • Lafontaine -Birch Run
  • Linwood Beach Marina and Campground
  • Marlette Chrysler -Marlette
  • McDonald Chevrolet -Millington
  • McDonald Ford -Freeland
  • McDonald GMC -Saginaw
  • McDonald Kia-Saginaw
  • McDowell RV-North Branch
  • Midland Ford-Midland
  • Mike Young -Frankenmuth
  • Moore Motors -Caro
  • Moore Shoreline -Sebawaing
  • Richard Chevrolet -Standish
  • Richardson Ford -Standish
  • RV Central -Mt Pleasant
  • Schaefer & Bierlein -Frankenmuth
  • Shafer Chevrolet- Pinconning
  • Suski-Birch Run
  • Thelen Chrysler, Dodge, Jeep -Bay City
  • Thelen Kia-Bay City
  • Thelen Honda-Bay City
  • Thompson Chevrolet -Ubly
  • TradeWinds RV -Clio
  • Tri City RV -Bay City
  • Tubbs Brothers -Sandusky
  • Wilson Ford -Saginaw
  • Young Chevrolet –  Owosso

On Computer, Phone, App:

  • Login to Online Banking
  • Choose New Accounts
  • Choose Apply for Loan
  • Click More Loan Info
  • Choose New or Used Vehicle
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