Rates

Type	APR*	Rate**	Term
	as low as	as low as	months
2024 or newer	5.60%	5.44%	75
2023-2021	5.63%	5.44%	63
2020-2018	5.68%	5.44%	51
2017 and older	5.75%	5.44%	39
Antique Auto	7.79%	7.59%	63
Driving Sense-Lease Look Alike	6.68%	5.44%	up to 72
Auto Loan Special***	5.44%	5.19%	48

*APR=Annual Percentage Rate. APR based on sample loan amount of $25,000, payable over the term listed above. Actual APR may be higher or lower, depending on amount borrowed, length of repayment and credit score. A loan application fee applies and is included in the APR calculation. Must meet FCU's normal underwriting qualifications for approval. Rates for members residing outside of the state of Michigan will have 1% added to the advertised rate for collateralized loans. Rates may change at any time. ***48 Month AUTO LOAN SPECIAL applies to 2018 or newer, $125 loan app fee, new to FCU money only. **Rate is the annual rate of interest applied to the outstanding loan balance. 90 day offer is only good on new money financed with FCU, does not apply for refinances already with FCU. Contact us for more details. Interest will continue to accrue if no payment is made. Extended repayment options may be available, please contact FCU for more information.

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Effective Date: April 26, 2025