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Chesaning CD Special

Our 13-month-4.10% APY* CD special is only available at our new Chesaning Branch at 226 West Broad Street. This CD with its AMAZING rate can only be opened in person at the Chesaning location. $500 minimum deposit is required to earn the 4.10% APY* rate. Deposit must be funds new to FCU. Your CD investment is federally insured by NCUA up to $250,000.

Visit the brand-new Frankenmuth Credit Union branch in Chesaning, 226 West Broad Street, and discover a smarter way to grow your money. Right now, you can lock in an amazing 13-month CD with a standout 4.10% APY*—an easy win for anyone looking to make their savings work harder. While you’re there, take a moment to explore even more opportunities designed with you in mind, from high-yield rewards checking accounts that put money back in your pocket to flexible 90-day no-pay loan options** that give you breathing room when you need it most. Curious about the future of finance? Ask about cryptocurrency and investment opportunities to help diversify your portfolio and stay ahead of the curve. It’s all waiting for you—friendly faces, expert guidance and financial solutions built around your goals. The 13-month CD special requires a minimum deposit of $500. The 13-month CD special is not available online and can only be opened at our current Chesaning Branch location, 226 West Broad Street. Need branch hours or directions: Ask Chatbot Carl: Chesaning >

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CD TypeAPY**Div Rate*Min.Details
Minimum InvestmentDescription
$500 - $99,999
11 Months3.15%3.10%$500Good for funds already at FCU and new funds.
21 Months3.25%3.20%$500Good for funds already at FCU and new funds.
$100,000 - $149,000
11 Months3.25%3.20%$100,000Good for funds already at FCU and new funds.
21 Months3.35%3.30%$100,000Good for funds already at FCU and new funds.
$150,000 - $249,999
11 Months3.45%3.40%$150,000Good for funds already at FCU and new funds.
21 Months3.55%3.49%$150,000Good for funds already at FCU and new funds.
$250,000 - and up
11 Months3.65%3.59%$250,000Good for funds already at FCU and new funds.
21 Months3.75%3.69%$250,000Good for funds already at FCU and new funds.
Chesaning Branch CD Special
13 Months***4.10%4.02%For funds new to FCU only. Must open CD at FCU Chesaning Branch
**APY = Annual Percentage Yield. Contact us for more information. Requires $500 minimum investment for a Certificate of Deposit. Rates may differ depending on the amount investing. Members will forfeit dividends if accounts closed before accrued dividends are posted. Substantial penalty for early withdrawals. Rates subject to change. Investment fully insured under the NCUA guidelines. Penalty for early withdrawal. VIP=Value In Participation: VIP Gold or Platinum members get 1/4% monthly interest bonus on CD's & certain loans that have taken out since Sept. 2003. Birthday cards do not qualify to take advantage of CD specials, which include odd termed CD offers under the CD SPECIALS title. ***13 Month Chesaning Branch CD Special: CD must be opened at the FCU Chesaning Branch location to receive special rate. Must be funds new to FCU.
Effective Date: March 30, 2026


TermAPY**Div Rate*
$500 - $99,999 Term
3 Months1.30%1.29%
6 Months1.35%1.34%
9 Months1.50%1.49%
12 Months1.60%1.59%
18 Months1.65%1.64%
24 Months1.70%1.69%
30 Months1.80%1.78%
36 Months1.85%1.83%
48 Months1.90%1.88%
60 Months2.05%2.03%
$100,000 - $149,000 Term
3 Months1.35%1.34%
6 Months1.40%1.39%
9 Months1.55%1.54%
12 Months1.65%1.64%
18 Months1.70%1.69%
24 Months1.75%1.74%
30 Months1.85%1.83%
36 Months1.90%1.88%
48 Months1.95%1.93%
60 Months2.10%2.08%
$150,000 - $249,000 Term
3 Months1.40%1.39%
6 Months1.45%1.44%
9 Months1.60%1.59%
12 Months1.70%1.69%
18 Months1.75%1.74%
24 Months1.81%1.79%
30 Months1.90%1.88%
36 Months1.95%1.93%
48 Months2.00%1.98%
60 Months2.15%2.13%
$250,000 and up Term
3 Months1.45%1.44%
6 Months1.50%1.49%
9 Months1.65%1.64%
12 Months1.75%1.74%
18 Months1.81%1.79%
24 Months1.85%1.83%
30 Months1.95%1.93%
36 Months2.00%1.98%
48 Months2.05%2.03%
60 Months2.20%2.18%
*Require $500 minimum investment for a Certificate of Deposit under $100,000. Rates subject to change. Investment fully insured under the NCUA guidelines. Penalty for early withdrawal or closing. **APY = Annual Percentage Yield. Members would forfeit dividends if accounts closed before accrued dividends are posted. Contact us for more information. ***Bump CD's have option to change rate to current rate once per CD term.
Effective Date: March 30, 2026

*APY = Annual Percentage Yield. Contact us for more information. Requires $500 minimum investment for a Certificate of Deposit. Members will forfeit dividends if accounts closed before accrued dividends are posted. Substantial penalty for early withdrawals. Rates subject to change. Investment fully insured under the NCUA guidelines. Penalty for early withdrawal. Birthday cards do not qualify to take advantage of CD specials, which include odd termed CD offers under the CD SPECIALS title. **13 Month Chesaning Branch CD Special: CD must be opened at the FCU Chesaning Branch location to receive special rate. Must be funds new to FCU.

13-Month-4.10% APY* CD Special cannot be opened online and is only available at our NEW! Chesaning Branch at 226 West Broad Street. For branch directions, click the button below. Ask Chatbot Carl: Chesaning Branch

Chesaning Branch

Temporary Location Now Open!
226 W Broad St
Chesaning MI 48616

Lobby Hours:
M, T, W: 9:00am – 5:00pm
Th: 9:15am – 5:00pm
F: 9:00am – 5:00pm
Sat: 9:00am – 12:30pm

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