Save to Win

Don’t gamble away your hard earned money, Save To Win! All the cash you deposit into Save To Win earns interest and chances to win cash prizes up to $5,000. With options for adults and youth, Save To Win can make saving fun for the entore family!

With Save To Win CD and liquid savings options, all of the money you deposit is still yours. Contact FCU to open a Save to Win today!

Save To Win is like playing the lotto, only better.  Here's how it works:

  1. Members of Frankenmuth Credit Union ages 18 & older can open a Save To Win CD account with only $25. A Save To Win CD account is similar to a 12 month certificate of deposit (CD), in that you cannot withdraw the funds until 12 months have passed from the date of opening. But unlike a CD, you can deposit at any time to a Save To Win CD in any dollar amount. Earn up to 10 prize entries for cash prizes per month. Every time you deposit $25, you will earn 1 entry.
  2. Members of Frankenmuth Credit Union ages 18 & older can open a Save To Win Savings account with only $25. A Save To Win Savings account is a totally liquid account that you can deposit and withdraw from with no restrictions and can earn up to 100 prize entries for cash prizes per month. Every time your balance raises by $25 from the previous months balance, you will earn 1 entry.
  3. Members of Frankenmuth Credit Union ages 17 & younger can open a Youth Save To Win CD account with only $10. A Youth Save To Win CD account is similar to a 12 month certificate of deposit (CD), in that you cannot withdraw the funds until 12 months have passed from the date of opening. But unlike a CD, you can deposit at any time to a Youth Save To Win CD in any dollar amount. Earn up to 50 prize entries for cash prizes per month. Every time you deposit $10, you will earn 1 entry.
  4. Members of Frankenmuth Credit Union ages 17 & younger can open a Youth Save To Win Savings account with only $25. A Youth Save To Win Savings account is a totally liquid account that you can deposit and withdraw from with no restrictions and can earn up to 50 prize entries for cash prizes per month. Every time your balance raises by $10 from the previous months balance, you will earn 1 entry.
  5. Prizes range from $15 to $5,000 and will be awarded monthly and quarterly. For a complete list of prizes and rules, click here.
  6. Save To Win at Frankenmuth Credit Union also earns a great rate.

See how it works!

Great
SAVE TO WIN SAVINGS
2.25%
APY*
Cash Prize Drawings Each Month!
Earn Up to 100 Entries Each Month
1 Entry = $25 Deposit
For Ages 18 & Older
WOW
YOUTH SAVE TO WIN
SAVINGS
4.00%
APY*
Cash Prize Drawings Each Month!
Earn Up to 50 Entries Each Month
1 Entry = $10 Deposit
For Ages 17 & Younger
GREAT
SAVE TO WIN CD
3.00%
APY* - 12 Month CD
Cash Prize Drawings Each Month!
Earn Up to 10 Entries Each Month
1 Entry = $25 Deposit
For Ages 18 & Older

APY**Div Rate*Min.
Minimum Dollar Amount
Save To Win CD3.00%2.97%$25 to open12 Month CD
Can Add Funds At Anytime
Cannot withdraw until 12 months after date of opening
Save To Win Savings Account2.25%2.23%$25 to openLiquid Savings Account
Can Add Funds At Anytime
Can Withdraw Funds At Anytime
Youth Save To Win Savings Account
(Ages 17 & Younger)
4.00%3.94%$10 to openLiquid Savings Account
Can Add Funds At Anytime
Can Withdraw Funds At Anytime
**APY=Annual Percentage Yield. Save to Win CD: Rates may change at any time. Penalty for early withdrawals or closings. Fees may reduce earnings on the account. Members will forfeit dividends if accounts closed before accrued dividends are posted. Withdrawal Charges: if the CD balance is (1) under $25,000, the fee for one-time withdrawal is $50. and/or if the balance is (2) $25,000 or higher, the fee is $100. Save To Win Savings account: Rates may change at any time. Fees may reduce earnings on the account statement. Federally insured by NCUA. Contact us for more information.
Effective Date: September 2, 2026

*APY=Annual Percentage Yield. Save to Win CD: Rates may change at any time. Penalty for early withdrawals or closings. Members will forfeit dividends if accounts closed before accrued dividends are posted. Withdrawal Charges: if the CD balance is (1) under $25,000, the fee for one-time withdrawal is $50. and/or if the balance is (2) $25,000 or higher, the fee is $100. Save To Win Savings account: Rates may change at any time. Members will forfeit dividends if accounts closed before accrued dividends are posted. Federally insured by NCUA. Contact us for more information.

For official rules click here.

Stop by a Frankenmuth Credit Union Branch or call/text us at 989-497-1600. We’ll help you set up your new account. We look forward to hearing from you!

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