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Wealth Builder

This account does exactly what it’s called. It helps you build your savings with no strings attached. No monthly fees, no deposit or withdrawal restrictions.

If you are ready for a savings account that earns a great rate of return and has literally no string attached then you are ready for a Wealth Builder savings from FCU. Open one today and start earning the rate of return you desire with the option for withdrawals and additional deposits anytime you want. Plus to earn this special rate, all you have to do is keep the $100 minimum balance (for consumers and $1,000 for businesses). That's it - safe, simple and rewarding place to put your hard earned savings.

For balances up to  $9,999, on consumer Wealth Builder,  you earn the highest rate and then it is tiered down on balances higher than that.

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InvestmentAPY**Div Rate*
$100-$9,999.20%.20%
$10,000-$49,999.16%-.20%.15%
$50,000-$99,999.13%-.16%.10%
$100,000+.05%-.13%.05%
TERMS: **APY = Annual Percentage Yield. Rates may change at any time. Advertised rate is on the first $9,999 balance for consumers. No interest will be paid on the Wealth Builder Consumer if the average daily balance is less than $100. Account approval, qualifications, limits and other requirements may apply. Members would forfeit dividends if accounts closed before accrued dividends are posted. Contact us for more information. Federally insured by NCUA.

Effective Date: June 20, 2021

APY=Annual Percentage Yield. Rates may change at any time. Members will forfeit dividends if accounts closed before accrued dividends are posted. Advertised rate is on the first $9,999 balance for consumers. No interest will be paid on the Wealth Builder consumer account if the average daily balance is less than $100. Account approval, qualifications, limits and other requirements may apply.  Federally insured by NCUA.  Contact us for more information.

On Computer, Phone, App:

  • Login to Online Banking
  • Choose New Accounts
  • Choose Purchase New Certificate
  • Click More Info
  • Select Savings Type