Save to Win

Don’t gamble away your hard earned money, Save To Win! All the cash you deposit into Save To Win earns interest and chances to win cash prizes up to $5,000.

With Save To Win, all of the money you deposit is still yours. Contact FCU to open a Save to Win today!

Save To Win is like playing the lotto, only better.  Here's how it works:

  1. Members of Frankenmuth Credit Union can open a Save To Win CD or Save To Win Savings account with only $25. A Save To Win CD account is similar to a 12 month certificate of deposit (CD), in that you cannot withdraw the funds until 12 months have passed from the date of opening. But unlike a CD, you can deposit at any time to a Save To Win CD in any dollar amount AND you can win cash prizes, up to 10 prize entries per month. A Save To Win Savings account is a totally liquid account that you can deposit and withdraw from with no restrictions and has up to 100 prize entries per month.
  2. The more deposits you make to your Save To Win Savings, the more opportunities you have to win cash. For every $25 net balance increase throughout the month, you earn an entry into the drawings, up to 100 prize entries per month for Save to Win Savings and up to 10 entries a month for a Save to Win CD.
  3. Prizes range from $15 to $5,000 and will be awarded monthly and quarterly. For a complete list of prizes and rules, click here.
  4. Save To Win at Frankenmuth Credit Union also earns a great rate.

See how it works!

APY**Div Rate*Min.
Minimum Dollar Amount
Save To Win CD3.00%2.97%$25 to open12 Month CD
Can Add Funds At Anytime
Cannot withdraw until 12 months after date of opening
Save To Win Savings Account2.05%2.03%$25 to openLiquid Savings Account
Can Add Funds At Anytime
Can Withdraw Funds At Anytime
**APY=Annual Percentage Yield. Save to Win CD: Rates may change at any time. Penalty for early withdrawals or closings. Members will forfeit dividends if accounts closed before accrued dividends are posted. Withdrawal Charges: if the CD balance is (1) under $25,000, the fee for one-time withdrawal is $50. and/or if the balance is (2) $25,000 or higher, the fee is $100. Save To Win Savings account: Rates may change at any time. Federally insured by NCUA. Contact us for more information.
Effective Date: July 10, 2025

*APY=Annual Percentage Yield. Save to Win CD: Rates may change at any time. Penalty for early withdrawals or closings. Members will forfeit dividends if accounts closed before accrued dividends are posted. Withdrawal Charges: if the CD balance is (1) under $25,000, the fee for one-time withdrawal is $50. and/or if the balance is (2) $25,000 or higher, the fee is $100. Save To Win Savings account: Rates may change at any time. Members will forfeit dividends if accounts closed before accrued dividends are posted. Federally insured by NCUA. Contact us for more information.

For official rules click here.

Stop by a Frankenmuth Credit Union Branch or call/text us at 989-497-1600. We’ll help you set up your new account. We look forward to hearing from you!

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CD Calculator

Adjust the inputs to see how much your savings in a CD grow over time.
Total Balance
$11,330
Interest Earned
$1,330
CD Calculator table
MonthsInterest Earned
0$2
1$20
2$41
3$62
4$83
5$104
6$125
7$146
8$167
9$189
10$210
11$231
12$252
13$274
14$295
15$317
16$338
17$360
18$381
19$403
20$425
21$446
22$468
23$490
24$512
25$534
26$556
27$578
28$600
29$622
30$644
31$666
32$688
33$710
34$733
35$755
36$778
37$800
38$822
39$845
40$868
41$890
42$913
43$936
44$958
45$981
46$1,004
47$1,027
48$1,050
49$1,073
50$1,096
51$1,119
52$1,142
53$1,166
54$1,189
55$1,212
56$1,236
57$1,259
58$1,282
59$1,306
60$1,330