Don't gamble away your hard earned money, do Save To Win. All the cash you deposit into Save To Win earns interest and chances to win cash prizes up to $5,000. Withdrawal Charges: effective January 1, 2021: For Save to Win CDs opened after January 1, 2021, and if the CD balance is (1) under $25,000, the fee for one-time withdrawal is $50. and/or if the balance is (2) $25,000 or higher, the fee is $100. Withdrawal fees are unvarying for CD's that renew in 2021. If it was opened in 2020, a $25 fee applies for one-time withdrawal. **APY=Annual Percentage Yield. Rates may change at any time. Penalty for early withdrawals or closings. Members will forfeit dividends if accounts closed before accrued dividends are posted. Contact us for more information.