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LISTING	Address	Details
	3 Bedroom Home 12305 Dixie Highway Birch Run, MI 48415	Coming Soon!
	22 Lots Briesway Court Houghton Lake, MI	Lots Starting at $19,900

LISTING

Address

Details

3 Bedroom Home

12305 Dixie Highway
Birch Run, MI 48415

Coming Soon!

22 Lots

Briesway Court
Houghton Lake, MI

Lots Starting at $19,900

great, I want it!

great! I want it

Mortgage Rates

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NOTE: Rates are subject to change at any time.

Description	APR*
	as low as
10 Year Fixed†	6.375%
15 Year Fixed†	6.375%
20 Year Fixed†	6.875%
30 Year Fixed†	6.500%
Rural Development	6.875%
5 Year Balloon Construction Loan	Contact Us
10 Year Construction Loan	6.625%
15 Year Construction Loan	6.750%
20 Year Construction Loan	7.125%
30 Year Construction Loan	7.375%
5 Yr. Balloon	7.375%
10 Yr. Balloon	7.475%

*APR=Annual Percentage Rate. Contact us for more information. A loan application fee applies and is included in the APR calculation. FCU Mortgage rates are subject to change at anytime. To get a specific rate, for your individual situation, please contact our Mortgage Department at 989.497.1600.

†Rates are based on a $150,000 loan amount. Rates and fees may vary based on market conditions and are subject to change at any time. Rates are based on a 30 day lock.

Effective Date: November 21, 2024

Our 5 and 10 year balloon mortgages can allow you to amortize your payments up to 30 years.

Home Equity Rates

Description	APR*
	as low as
Closed End Home Equity Max Term 15 yrs or 30 yr amortization with 15 year balloon	Contact Us
Prime Gold Home Equity equal to or less than 80% LTV, Prime 4.00% floor of 4.00%	8.000% Rate tied to Prime
Prime Plus Gold Home Equity greater than 80% LTV, Prime 4.00%, floor of 4.00%	8.750% Rate tied to Prime + .75%
MasterCard Gold Home Equity equal to or less than 80% LTV	7.900%
MasterCard Gold Home Equity greater than 80% LTV	8.900%

*APR=Annual Percentage Rate. Rates may change at any time. Must meet FCU's normal underwriting qualifications to be approve. Contact FCU for more information. Loan rates and approval subject to credit score and analysis. A loan application fee applies and is included in the APR calculation for closed-end home equity loans. Equal opportunity lender. For HELOC no fees charged up front and fees are disclosed at time of application. As part of the closing procedures Frankenmuth Credit Union will acquire a security interest in the property. Draws are allowed for 20 years or as long as the account remains open and member is in good standing. Payment in calculated on 1% of the balance or $25, whichever is greater. HELOC rates are variable and based on the current index margin; rate floor is 4.00%APR and will not exceed 25%APR.

Effective Date: November 21, 2024

Neighborhood Mortgage

Neighborhood Mortgage Solutions is a mortgage Credit Union Service Organization (CUSO) that is partially owned by Frankenmuth Credit Union.

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Mortgage Affordability Calculator

Information and interactive calculators are available to you only as self-help tools for your personal use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from a Frankenmuth Credit Union professional regarding all personal finance issues. Call 989-497-1600 or find a branch near you.

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FCU Members Save on Their Insurance.

My Member Insurance Agency (MMIA), an affiliate of Frankenmuth Credit Union, is committed to providing competitive insurance products and exceptional customer service to FCU members. MMIA is excited to help members protect what matters most with affordable insurance solutions for your Auto, Home, Business, Farm, Life and Health.

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